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Serving Long Island for over 22 years

CLIENT TESTIMONIALS

  • Dej D. Avatar
    Dej D.
    - Google

    Jose is super awesome to work with and extremely patient

    fernanda a. Avatar
    fernanda a.
    - Google

    jose and fanny are the best team in town power team its the best

    Antonio R. Avatar
    Antonio R.
    - Google

    I would like to take the time to thank Jose and Fany Martinez And of course Ronnie Munive my real... read more

  • Tony C. Avatar
    Tony C.
    - Google

    Couldn't be more happierStill it is incredeble the house was sold in less than 20 hours. WhaoThanks so much....Jose Martinez... read more

    Lillian M. Avatar
    Lillian M.
    - Google

    I am a proud owner of my home thanks to Jose Martinez and his team at Power Team Realty, the... read more

    carolina l. Avatar
    carolina l.
    - Google

    Jose martinez es una excelente persona muy justo y responsable responde todas tus preguntas con respuestas concretas

  • Jazman H. Avatar
    Jazman H.
    - Google

    This is the place to go for all of your real estate needs. The staff there is professional and they... read more

    OSCAR C. Avatar
    OSCAR C.
    - Google

    Me gusta mucho trabajar con jose y Fanny Martinez ellos son muy buenos ayudando a su comunidad y siempre están... read more

    Aida F. Avatar
    Aida F.
    - Google

    Į want to thank Jose Martinez and PowerTeam Realty Corp. For helping me with the sale of muy property. Jose... read more

  • Zabrina L. Avatar
    Zabrina L.
    - Google

    I purchased my home with Erika of Power Team Realty. Erika was professional, responsive and caring. Erika walked with me... read more

    krivas r. Avatar
    krivas r.
    - Google

    Amables y responsables

    Cinthya C. Avatar
    Cinthya C.
    - Google

    Me encanta trabajar con Jose Martínez y Fanny Díaz ellos ayudan mucho ala comunidad y son muy eficientes

  • Ian D. Avatar
    Ian D.
    - Google

    My wife and I worked with Jose Martinez Owner of Power Team Reality Corp to sell our first home that... read more

    Desiree P. Avatar
    Desiree P.
    - Google

    Buying my home with this team was a great experience! All the anxiety that came with it and they made... read more

    jorge c. Avatar
    jorge c.
    - Google

    I purchased my first home with the help of Paula Christina Molina Rua of Power Team Realty. Paula was Professional,... read more

  • Jonice H. Avatar
    Jonice H.
    - Google

    I have worked with Powerteam Realty for many years. I have purchased and sold my homes through Powerteam. They are... read more

    Oscar V. Avatar
    Oscar V.
    - Google

    Best in town very helpful Team

    Leticia P. Avatar
    Leticia P.
    - Google

    Thank you Jose Martinez, and thank you Power Team Realty corp. For helping me find my dream home . In... read more

  • Shane P. Avatar
    Shane P.
    - Google

    My wife and I purchased our first home from Power Team Realty and the service was amazing. In the midst... read more

    Jonathan F. Avatar
    Jonathan F.
    - Google

    So grateful for Ronnie and Power Team Realty Corp. Would not have found my new home without them. Made the... read more

BUYING REALTY

If you are a buyer, looking to purchase a new home, land or a renovated home, REO, or a short sale you have come to the right place. Let us help and guide you along the way.

SELLING REALTY

When you decide to sell your home, you must understand the various steps involved. This is where we pride ourselves on our real estate market knowledge and strong teamwork. 

Power Team Realty Corp. is a family owned business, owned and operated by Jose and Fanny Diaz.

House For Sale In Miller Place

Looking for House for Sale Near Me? Tips for Miller Place, NY First-Time Homebuyers

Are you looking for houses for sale near me in Miller Place, NY? If so, you want to work with a realtor that you can count on to help you find a home for sale that will meet all of your needs for a price that you can afford. Power Team Realty Corp., a well established full-service real estate firm, has been helping house hunters throughout Suffolk County find their dream homes for more than 20 years. Our team of licensed and insured realtors can assist you with finding the best homes for sale near me and get you into your forever home. We pride ourselves on offering top-quality service and are dedicated to not only meeting but exceeding, all our clients’ needs. If you’re looking for Miller Place homes for sale near me now, when you choose Power Team Realty Corp., you can have confidence knowing that you’ll be working with the most courteous, helpful, and knowledgeable real estate agents. We’ll help you find the best property sale options in the area!

Key Tips for Suffolk County First-Time Homebuyers

Buying your first home is certainly exciting, but it can also be pretty nerve-wracking – especially if you’re looking for houses for sale near me in Suffolk County, where properties are literally coming off the market almost as quickly as they’re listed.

With the market moving so quickly, you might be tempted to jump on a house for sale that seems to appeal to your needs just so that you don’t miss out on an opportunity. However, a home is one of the biggest and most important purchases you’re ever going to make – especially your first home – so you want to be sure that you’re making the right decision. Make a rash move decision and there’s a good chance you’ll end up regretting it.

Buying a home requires careful thought, consideration, research, and planning. Since you’re new to the process, you’re probably thinking to yourself, “Where do I start?”

To help make the process of buying your first home a little less overwhelming, keep on reading for some tips that will help set you up for success.

Figure Out How Much You Can Afford to Spend

Before you start looking for any property for sale near me, you’ll want to figure out how much you can afford to spend. The last thing you want to do is fall in love with a house and then find out that it’s out of your price range; or worse yet, everything goes through and you end up being house poor.

Sit down and go through all of your current expenses compared to your income to figure how much you have leftover and can put toward a house. Obviously, you’ll need to have enough to cover the mortgage and property taxes, but there are other expenses that many first-time homebuyers overlook; homeowner’s insurance and utilities, and if applicable, homeowner’s association (HOA) and private mortgage insurance (PMI) fees. You’ll also want to leave some wiggle room in your budget so that you can cover any upgrades you might want to make or repairs that may come up unexpectedly.

Investigate Mortgage Options

Unless you have a sizeable amount of savings and can pay cash for your house, you’ll need to take out a loan. In order to qualify for a conventional loan, most lenders require a down payment of at least 20%; however, there are options available that require single-digit down payments but do be advised that you will have to pay PMI on top of your mortgage payment, which protects the lender if it turns out that you can’t you’re your payments. Typically, PMI costs are about 1% of the total value of a home loan, and it’s tacked onto your monthly mortgage payment.

If you’re looking for a Suffolk County house for sale right now and you don’t have a 20% down payment saved up, don’t worry! There are first-time homebuyer assistance programs available that provide down payment assistance, such as deferred or low-interest loans, grants, and even forgivable loans. Some programs offer closing cost assistance, as well. Examples of the home loans that allow smaller down payments include:

Get Preapproved for a Mortgage

Once you’ve explored the different loan options that are available, get pre-qualified for a mortgage before you start to search for properties for sale near me. A preapproval will show sellers that you’re serious about making a purchase, and since the Suffolk County market is so competitive, that’s really important.

In order to get preapproved for a mortgage, the lender will have to verify details that pertain to your finances. They’ll also need to submit your mortgage for preliminary underwriting. If you are preapproved, you’ll receive a letter that details how much you are eligible to borrow for a mortgage so that sellers can see that you can secure the finances to make a purchase.

Find the Right House

Now you’re ready to start looking for a house for sale near me. Make up a list of “must-haves” and “would-likes” for your first home. Remember, you’re probably going to have to make compromises, especially with your first home, so really think about the features that matter most to you, such as the location, the size, the number of bedrooms and bathrooms, and the layout. You’ll want to focus on properties that are in your price range and tick off those “must-have” boxes. If you can find a property that meets the most vital requirements and offers some of the “would-like” features on your list, that’s an added bonus.

You can do some preliminary research online to see what’s available and send listings that interest you to a reputable realtor, or you can work with a real estate agent right from the start. Working with an experienced agent from an established real estate firm is so important, especially when purchasing your first home, as an agent will help to guide you through the process and make it a lot easier and more enjoyable.

Power Team Realty Corp.: Suffolk County’s Most Trusted Real Estate Firm

If you’re getting ready to purchase your first home and you’re looking for a reputable real estate agent, contact Power Team Realty Corp., a leading Suffolk County real estate firm. We’ll pair you with one of our highly experienced, knowledgeable, and friendly agents, who will walk you through the entire process and get you into the perfect home. To learn more about our services or to schedule a consultation, please call 631-231-8000 or visit www.PowerTeamRealty.net today!

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